CAPABLE Featured in Forbes Article Exploring the Future of Long-Term Care


How can we better support older adults who want to remain in their homes as they age? A new Forbes article explores one possible answer, highlighting the role of community-based programs such as CAPABLE in a proposed approach to expanding Medicare coverage for long-term care services.

In “How a Medicare Long-Term Care Benefit Could Save Money, Improve Lives,” published October 23, 2026, journalist Howard Gleckman examines a proposed benefit designed to help older adults access essential services at home and in their communities. The article discusses how this approach could improve quality of life while potentially reducing healthcare costs.

A Practical Approach to Aging at Home

CAPABLE, which stands for Community Aging in Place – Advancing Better Living for Elders, is designed to help older adults live safely and independently in their own homes.

The program brings together occupational therapists, registered nurses and trained home-care workers to help participants identify their goals, address everyday challenges and make practical changes that support independence.

Rather than focusing exclusively on medical needs, CAPABLE considers how a person's health, abilities and home environment work together. A home modification, a change in daily routines or a personalized strategy for completing everyday tasks can help address safety concerns and reduce the risk of falls.

This individualized approach recognizes that older adults are experts in their own lives. Their priorities guide the work, while the care team provides the expertise and support needed to pursue meaningful goals.

Connecting Long-Term Care and Better Outcomes

The Forbes article examines a proposal from ATI Advisory called Medicare Advancing Home and Community Care. The proposed benefit would offer eligible, frail enrollees in traditional Medicare access to services such as care navigation, personal care, adult day services, transportation, meals and caregiver support.

Under the proposal, participants could also access CAPABLE services to help them remain at home and avoid institutional care. The article discusses estimates suggesting that a carefully targeted benefit could improve participants' well-being while reducing overall Medicare spending.

The proposal is not an existing Medicare benefit. However, it contributes to an important national discussion about how to better support older adults who need assistance with daily activities but want to remain in their communities.

Supporting Independence Through Person-Directed Care

At Care Synergy and the CAPABLE National Center, we believe effective support begins by understanding each person's needs, priorities and goals.

CAPABLE offers a practical model for addressing challenges that can affect an older adult's ability to live independently. Its inclusion in the Forbes article highlights the value of approaches that connect healthcare expertise with real-world solutions at home.

As policymakers and healthcare leaders continue exploring the future of long-term care, programs like CAPABLE demonstrate how individualized, community-based support can help older adults maintain safety, dignity and independence.

Read the Forbes article: How a Medicare Long-Term Care Benefit Could Save Money, Improve Lives
 
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